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Employer's Liability (Compulsory Insurance) Act

Chubb's integrated security management system, Chubb AFx, combines intruder protection and access control with CCTV, with a single database for quick, accurate event reporting.

At the click of a mouse, you'll know who visited a site, where they went while on site, and who they were with.

Chubb security systems are available with graphic user interfaces (GUI) to provide real-time monitoring of protected areas.

The Employer's Liability (Compulsory Insurance) Act places obligations on most businesses to insure against liability for injury or disease to their employees arising out of their employment. They are required to carry out a risk assessment, take practical measures to protect employees and to report incidents. A fully integrated access control and visitor management system can help.

employer obligations

Responsibilities

You are responsible for the health and safety of your employees while they are at work. Your employees may be injured at work, or they or your former employees may become ill as a result of their work while in your employment.

Employee Compensation Claims

Employees may try to claim compensation from employers if they believe they are responsible for their injury or illness. Employers’ liability insurance will enable you to meet the cost of compensation for your employees’ injuries or illness whether they are caused on or off site.

As an employer what do I need to do?

Employers should take out at least a minimum level of insurance cover against any such claims and display a copy of the Certificate of Employers’ Liability Insurance where employees can easily read it. Employers should also carry out a risk assessment, take practical measures to protect employees and report incidents.

How can a security system help?

By integrating access control and visitor management, with intruder protection and CCTV, employers will be able to monitor events and incidents and if necessary, verify that they actually happened. Not only does this support your health and safety responsibilities, but it could also reduce your insurance premiums.

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